aetna is the fourth or fifth largest health insurance company in the united states. so this is a big player in that market. they see what is happening is what we describe as a death spiral. more and more healthy people are not going to join the market and more and more sick people are. if that happens, gregg, what happens to the average premiums, they go up and up and up. gregg: sure. >> as the premiums go up more and more healthy people drop out and the whole system collapses. gregg: steve moore, thank you very much. good to talk to you about it. appreciate it. >> one of these days maybe something will go right with obamacare. gregg: we wait. thank you. patiently. >> see ya. martha: that is something happen, jon scott and "happening now." so, jon, good morning, what's coming up? >> good friday morning to you, martha. we have updates from two states reeling from disasters. massive fire destroying six city blocks rebuilding from hurricane sandy. new jersey governor chris christie saying it makes him want to puke. in colorado, water is rising, some towns are cut off. w